January update

I’m starting this journey with a net worth of $66,335.00. This includes all my liquid assets minus the liabilities. It does not take into account private pension funds.

The estimated net worth assumes a net 10% yearly return (I’m fully invested in stocks) and a conservative progression in my Software Engineering career.

You might have noticed a spike in 01/11/2026. This depends on stock vesting / exercise dates which might be hard to predict at this stage. You may see that spike earlier or later.